Northern Hills Dental ~ Reid Stone, DDS
Where The Quality Is Set In Stone


Dental Insurance Myths - Part 1

Insurance definition in a dictionary

1.The Dental Plan is Insurance

Not to get too far into semantics, dental insurance is not insurance.  Sure you have a card that states you have coverage and pays for your cleaning visits, but it is nothing like any other insurance policy out there that you may have.

For instance, many of you can relate to home owners or auto insurance.  With these policies, you pay a premium in exchange for their promise to pay for losses or expenses relating to their policy coverage.  If we were truly dealing with insurance when it comes to dental plans, we would submit a claim and be fully reimbursed with a difference from an agreed ...

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Dental Insurance Myths - Part 2

Insurance definition in a dictionary

Now that we understand the difference between dental plans and insurance, here is the second half of the dental insurance myths blog:

2.I Can’t see the Dentist Without Insurance

Several times we have phone calls to cancel an appointment as they can’t go to the dentist without dental coverage.  In fact, in most cases it is probably cheaper to see the dentist for your routine visits, as you are saving on the premiums that you would have paid for dental coverage. Please also see our membership plan on the “finance” page: Even if you have a dental plan, most Americans do not budget enough for their dental costs per year. ...

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