Dental Insurance Myths - Part 1
1.The Dental Plan is Insurance
Not to get too far into semantics, dental insurance is not insurance. Sure you have a card that states you have coverage and pays for your cleaning visits, but it is nothing like any other insurance policy out there that you may have.
For instance, many of you can relate to home owners or auto insurance. With these policies, you pay a premium in exchange for their promise to pay for losses or expenses relating to their policy coverage. If we were truly dealing with insurance when it comes to dental plans, we would submit a claim and be fully reimbursed with a difference from an agreed ...